Wednesday, July 31, 2019

In The Heart of Darkness Essay

In The Heart of Darkness, Marlow learns firsthand the consequences, cruelty, commerce, and corruption of color consciousness in European colonialism. The mercantilism and capitalism which were gaining currency in Europe officially spread throughout the world by the colonialism. This focus on wealth acquisition drives the Europeans to loot African territories of the precious ivory, ignites the vicious cycle of violence and cruelty, dehumanizes the Natives of Africa, and takes modern racism to a whole new level under the pretext of civilizing and pacifying the African peoples. Marlow, who is the protagonist in this book along with Kurtz, bears testimony of his voyage to Africa that: â€Å"I have seen the devil of violence, and the devil of greed, and the devil of hot desire† (Conrad 34). These explanation sums up what Marlow encounters in Africa and gives a hint as to crimes of colonialism which existed in the name of trade and conquest. The Heart of Darkness explores the darkest motivations of colonialism and highlights its pillaging agenda by commercialization of a culture, the denuding and exploitation of great wealth. In the Scramble for Africa, European countries unanimously agreed on sacking and claiming portions of it. The agreement legitimized the groups of pirates posed as traders to exchange with and enslave the native peoples in a second round of Neo-Slavery. The significance of the title, Heart of Darkness, flows in tandem with the love of money which is the root of all evil. This imperialist greed is what exposes â€Å"the criminality of inefficiency and pure selfishness when tackling the civilizing work of Africa† (Hawkins 286). The heart is wholly given over to the selfish pursuit of wealth and encumbers the masses by enslavement and deception. Kurtz is the embodiment of European colonialism â€Å"for mostly his expeditions had been for ivory† (Conrad 92). The price of ivory is invaluable. As testament to the presence of the extraction of Ivory in colonial times, we have the Ivory Coast. The natives would hunt the elephant for the ivory and then would trade it for shells, strings, rum etc with the European ‘explorers.’ Just as Kurtz’ life revolves around the hunt and gain for ivory (wealth), the central purpose of the Scramble for Africa which instigated the European colonialism is commerce, which was only exploitation of an ignorant people. Kurtz is introduced to Marlow as a man â€Å"grubbing for ivory† (Conrad 72). Marlow/Conrad uses a skilful literary technique in dehumanizing the Europeans for only animals grub for food. Ivory becomes not only the food which feeds their insatiable desires for self-aggrandizement, but also holds an enshrined position as a god, to whom their veneration ascends. As a newcomer on the expedition, Marlow heard â€Å"the word ivory rang in the air, was whispered and sighed. You would think they were praying to it. A taint of imbecile rapacity blew through it all† (Conrad 44). These men sell their souls for a natural resource in the name of commercialization and prosperity. Under the aegis of a company, plans were made to undermine the rights of the people and to acquire more territory. Marlow frequently alludes to â€Å"the Company† for whom he works. It is the East Indian Company which established trading posts and for whom Marlow, Kurtz, and several other British men render service. Conrad states that â€Å"the Company had the right to every bit of information about its territories† (Conrad175). Here is a bold statement which demonstrates the company authorizing decrees, setting up surveillance, annexing territory, and claiming rights to ownership and governance. The embryonic signs are already being made manifest that Neo-colonialism is going to rear its head to prominence. As if to emphasize the financial nature of their purpose and intercourse with the people, Conrad underlines that the team of the Company were like those of El Dorado, â€Å"hunters for gold or pursuers of fame† (Conrad 17). Conrad makes a pertinent connection with the conquistadores and Spanish explorers of the ‘New World’ who searched and hunted for gold due to the mythological tale of hidden treasures in the jungles. The motives and the techniques have not changed. The goal of the men to Africa is specifically to conduct trade although there is full-blown cartography going on along the book similar to the early Spanish explorers. Describing the manager of one of the Company’s stations, Marlow describes him as one whose â€Å"eyes glittered like mica discs† (Conrad 45). This comparison of his eyes to mica tells of his mercenary vision and objective. Mica is a silvery precious stone which gleams like diamond-like crystals which a hexagonal shape. It was considered a jewel since it was rarefied in Europe thus highly costly. The cruelty of European colonialism is plain to the sight in Heart of Darkness, and is a by-product of a darkened heart. The presence of rifles, guns, and bayonets of the Europeans versus the spears, bows, arrows, and clubs of the Native makes this novel very bloody, dehumanizing, violent, and brutal. The paragon of cruelty is of course, Kurtz who embodies the Machiavellian ethic of colonizers who do whatever is necessary to achieve their own ends. As Marlow enters Kurtz’ dwelling, Marlow is greeted by the heads which stand on stakes and adorn his home like medals (Conrad 94). What barbarous man would have dead cadavers of beheaded victims constantly surrounding him! The reeking of death in Heart of Darkness is â€Å"the scent of the lies’ taint as it emanates from the symbolic corpses and metaphoric decay that litters the course of the story† (Steward 319). Moral decay and decadence are what corrupts Kurtz and which becomes materialized in the cadavers around which he surrounds himself. Whatever the colonizers could not obtain by deception, they take by force. Cruelty comes naturally to Kurtz to the point that it overtakes him. Even Kurtz threatens to kill Marlow on one occasion in demand for some of the latter’s ivory. Often intertribal war would erupt because of hunting conflict and robberies-it was a bloody, cruel affair. Marlow depicts the hunting as â€Å"just robbery with violence, aggravated murder on a great scale† (Conrad 69). In one instance Marlow witness to the merciless beating of an African by one of the European traders as punishment (Conrad 23). Cruelty is a tactic employed to subject and to intimidate people. A startling case of this is the beating of the African which Marlow records earlier in the book. The castigation occurs in front of several of his own people who stand around doing nothing to help the beaten victim. Marlow sees the strong Africans around him and knows that they can overpower the white men, however, the mind is already enslaved and terrorized therefore the Europeans have free rein over Africa. Whipping is a punitive method which recalls the times of slavery where slaves had to be lashed as incentive to toil harder or as an example of warning to others. Sometimes cruelty is the means and sometimes it is the end. Violence breeds violence. As the Europeans continue to assume rights and invade territory, the people of Africa rise up in rebellion. A few men of their team are killed by the African artillery. Marlow attests to the ammunition where he observes â€Å"a heavy rifle, and a light revolver carbine – the thunderbolts of that pitiable Jupiter† (Conrad 98). Moreover, Africans negotiated the ivory trade provided that they could acquire the high caliber weapons of the Europeans so that in their local wars, they could have a greater advantage. The proliferation of arms serves the Europeans’ purpose to divide and rule so that cruelty against the Africans advances the ruin of the Africans when they kill one another. The consequences of colonialism are too many to be enumerated; however the primary ones are dehumanization, exploitation, poverty, and the death of a culture. The European colonizers place a negative construction on Africans which Marlow himself has done. Although he only narrates the story based on his Eurocentric perspective, it is still colored with bias, prejudice, dehumanization, and condescension toward the Africans. Viewing a people as inferior justifies their slaughtering and the plundering of their goods. Marlow says that he sees â€Å"twenty cannibals splashing around and pushing† (Conrad 61) in a river. This epithet ‘cannibal’ represents the less than flattering aspect of the African upon which the European fixates thus debasing them and their culture as subhuman. Cannibalism existed in some areas of Africa; however, for all the time that Marlow remains in Africa he is not eaten. Calling Africans cannibals was a normal act however which was in vogue among the Europeans. The Africans are never considered human in the novel. They are named â€Å"black figures† (Conrad 48), â€Å"savages† (Conrad 98), barbarian â€Å"naked human beings† (Conrad 97), â€Å"nigger† (Conrad 23), â€Å"shadows† (Conrad 100). Matched up against animals, Marlow compares their sounds to â€Å"a violent babble of uncouth sounds† (Conrad 38). No African speaks intelligibly in the novel seeing that their foreign tongue has a cacophonous, guttural, and animalistic note. As a result the power of discourse solely belongs the white man. â€Å"Edward Said suggests that colonial power and discourse is possessed entirely by the colonizer† (JanMohamed 59). The dehumanization of the African serves to yoke them with The White Man’s Burden masterfully expounded by Rudyard Kipling. â€Å"Marlow feels that colonialism can be redeemed by embracing an idea unselfishly. That idea can be compared to Rudyard Kipling’s The White Man’s Burden† (Farn 16). Broaching more in depth the theme of European colonialism, Marlow comments that â€Å"all Europe contributed to the making of Kurtz†¦the International Society for the Suppression of the Savage† (Conrad 83). Here he admits Kurtz’ collusion with Britain and other members of Europe in oppressing African peoples. The beating of the Africans like little children or animals also contributes to the debasement of this people from whose lands they were benefitting. A savage is semi-human if he is at all, and since to the colonizers he has nothing to say, nor are they interested in deciphering his tongue, they take greater liberty at enchaining him in a web of incomprehensible deceit. Dehumanization is crucial in the process of colonialism for enslavement of the mind comes first and then the enslavement of the body and person. The colonized individual’s will must be broken, set at nought value and then the colonial is at liberty to dominate, exploit and commodify the human being. â€Å"The colonial legacy in Africanist ethnography can never be negated, but must be acknowledged under the sign of its erasure† (Apter 577). Commodification converts the ‘sacred into the profane’ (Marx 1848). The English explorers were the colonists of their day and once they constructed the Africans as inferior, or below their culture, dehumanization becomes easy and an almost natural step. The bitterest servitude was imposed and cruel aggressions executed and perpetrated against the Africans. Brutality, demonization and savagery are justified for the indigenous peoples are not fully human; consequently the Indians are wholly in their power through gratuitous cruelty and carnage. European colonizers profited from servility and subjugation. Through force, coercion and duress the European colonizers manipulate for ivory or exact ivory, while treating the natives like excrement. The role of color in European colonialism is easy to fathom in The Heart of Darkness. The depth of the color of darkness has several connotations which Marlow picks up along the way. First of all, the association of black has both positive and negative meanings. Blackness exemplifies richness, depth, and unity; on the other hand, black also is equated with evil, corruption, colonialism, and the devil. By the book’s name, one can see that there is a colored system which Marlow has to see for himself to believe. Views about the human nature and the human heart are also studied as one sees its enormous capacity to perform beastly, monstrous acts and these are the traits which color and taint his heart. Heart of Darkness conveys the â€Å"timeless myth about the exploration of the human soul and the metaphysical power of evil† (Raskin 113).Colonialism is all about color and thrives on, the color line, the division of the races. The European whites are distinguished about the African blacks; the color on the maps is a legendary key indicating the colonized areas of Africa. Marlow realizes that Kurtz’ heart is black as hell toward the end of the novel. The ignorance and primitiveness of the Africans are contrasted with men who lived in the light of civilization. Hence, the reader gains a broad and deep insight in understanding the color codes as Marlow himself comes to grasp, as he represents the vicarious witness through whose eyes, the reader observes the process of colonization in Africa. In sum, Conrad effectively critiques colonialism and places before the reader the darkened heart: the commerce, cruelty, corruption, and color consciousness in European colonialism in Heart of Darkness. These elements plunge both the colonist and the colonizer in an abyss of ruin where both become dehumanized, financially or morally bankrupt, and violent. The period of Neo-colonialism in Africa accomplishes great havoc in the name of progress, commercialization, and prosperity.

Wealth As Determinant Of Health Health And Social Care Essay

There is a phenomenon in the United States that illustrates how wealth is a cardinal determiner of wellness. Wealth affords those who attain it, certain societal benefits which include entree to high quality instruction, employment, lodging, child care, recreational chances, nutrition, quality medical attention, and safer and cleaner vicinities. In 1985, the U.S. Department of Health and Human Services ( HHS ) constructed the Secretary ‘s Task Force Report on Black and Minority Health. The study was more typical than old studies, comparing four minority groups in the United States every bit good as the White population. In add-on, A it utilised aA statisticalA presentation of A † inordinate deceases † instead than the usual decease rates. This attack emphasized the fact that lives that were lost would non hold been lost had minority decease rates been the same as for the White population. These differences were subsequently coined as wellness disparities. As a conse quence of the forceful nature of this study and the demand forA integrating of wellness promotion/disease bar schemes into these populations, the Office of Minority Health was established within HHS. Since the origin of the Office of Minority Health research has shown that disparities exist in the population on the footing of both wellness position and wellness attention bringing. These disparities are the consequence of assorted variables. The lexicon of Public Health defines wellness disparities as â€Å" differing degrees of wellness indexs like life anticipation, baby and perinatal mortality rates, that are observed among sections of a population, discernable in the size of the wellness spread between the highest and lowest section of the population, that frequently correlate with economic indexs, educational degree, employment and lodging conditions. † There are differing theoriesA orA premises usedA to explicate why wellness disparities plague certain populations. What both of these theories lack is the causalA mechanism by whichA the disparities occur. The historical context of attending to wellness disparities began with W.E.B. Du Bois. The being of wellness disparities in America was foremost documented in 1906 by W.E.B. Du Bois. Fueled by the averment that Negroes were an inferior race, Du Bois used nose count and disease informations from the late 1800s to document widespread disparities in bosom disease, infant deceases, maternal deceases, TB, and pox. Based on these observations, Du Bois asserted that such wellness disparities had nil to make with lower status and were strongly associated with multiple factors such as poorness, deficiency of instruction, and societal factors. A The taking wellness disparities include: entree to care, quality of wellness or wellness position, cardiovascular disease, malignant neoplastic disease, diabetes, HIV/AIDS, asthma, infant mortality, and mental wellness. Quality of attention in peculiar, has shown to hold significant spreads among populations. As it relates to disparities in quality of attention, the Agency for Healthcare Research and Quality â€Å" Quality wellness attention means making the right thing, at the right clip, in the right manner, for the right people-and holding the best possible consequences. † ( Q ) Quality wellness attention is effectual, safe, seasonably, patient centered, just, and efficient. In 1999, Congress commissioned the Institute of Medicine ( IOM ) to look into wellness and wellness attention among racial/ethnic minorities. The consequences of the survey conducted, entitled Unequal Treatment: Confronting Racial and Ethnic Disparities in Health Care, demonstrated that minorities had p oorer wellness and were systematically acquiring lower-quality attention even when factors such as insurance position and income were n't involved ( Smeadley, Stith, & A ; Nelson 2003 ) . Despite paces towards extinguishing disparities, they still persist. Health attention disparities in quality of attention are found among several mark populations. These populations include: racial and cultural minorities, those of a certain socioeconomic position, occupants of rural countries, low-income groups, adult females, kids, the aged, and individuals with disablements. An copiousness of grounds demonstrates that as a consequence of several factors, a huge bulk of people in these mark population groups do non have high quality wellness attention. Perceived supplier favoritism has both direct and indirect effects on wellness attention use and wellness position. Surveies such as those conducted by Van Houtven et Al. and Blanchard and Lurie found that persons who perceived supplier favoritism significantly delayed wellness attention use ( 10, 15 ) . The biopsychosocial theoretical account explains how stereotyping or bias can bring on emphasis in those who experience it and as a consequence have a negative impact on wellness position. Patient-pro vider miscommunication has several branchings such as medical mistakes, deficient medical attention, and even decease. This type of miscommunication is the consequence of cultural and linguistic communication barriers. Bettering lingual and cultural competence can be accomplished by increasing the proportion of underrepresented clinicians in wellness systems and in medical instruction. Technology lacks in health care seem to besides bring on lacks in quality of attention provided to many of persons in the mark population. Suppliers in rural and destitute countries are holding troubles because they lack the wellness information engineering that their opposite numbers have in the urban and more flush countries. Differential entree to care can take to disparities in quality of wellness attention. Deriving entree to wellness attention is so an of import requirement to obtaining quality wellness attention. Minorities and low-income groups are less likely to hold wellness insurance and are more likely to hold public insurance. Payment rates for Medicaid are significantly lower than for Medicare, hence, minorities having Medicaid or that are uninsured receive attention in different scenes than in private insured or Medicare patient. Evidence suggests that entree to a regular and usual beginning of attention can greatly cut down wellness disparities. Transportation barriers, distance to clinics, or a deficiency of cognition about supplier locations have besides threatened entree to care. In 2003, the Agency for Healthcare Research and Quality, as directed by the Healthcare Research and Quality Act of 1999, presented Congress with the first one-year National Healthcare Disparities Report and the National Healthcare Quality Report. Among the many findings as it relates to healthcare and healthcare quality disparities, the studies found that inequality in quality exists. Key findings in the 2009 National Healthcare Quality Report found that attempts to cut down disparities have had an impact, nevertheless, disparities still exist. In the study, it was found an estimated cost $ 65-130 billion can be attributed to premature decease and lower wellness position among uninsured people. The study besides focuses on several scientifically supported nucleus quality measures that autumn into two classs, either process steps or result steps. When compared to White persons: Blacks received worse attention for 50 % and better attention for 15 % of nucleus steps ; Asians received wo rse attention for 30 % and better attention for 40 % of nucleus steps ; American Indians and Alaska Natives ( AI/ANs ) received worse attention for 45 % and better attention for 25 % of nucleus steps ; Hispanics received worse attention for 70 % and better attention for 20 % of nucleus steps. ( Q ) Associating to income disparities, hapless people received worse attention than high-income people for 75 % and better attention for 5 % of nucleus steps. ( Q ) When comparing the spread in disparities with findings from old old ages, 66 % of nucleus steps have non improved for Blacks, Asians, and Hispanics ; ensuing in a dead or increased spread. For inkinesss in peculiar, the spread seems to somewhat be shuting with an betterment in approximately 20 % of the disparities steps. For AI/ANs there is an betterment of approximately 40 % of disparities steps. However, when reexamining these findings, one may ask whether or non utilization patterns among these groups were taken into consideration besides. Extinguishing or cut downing healthcare disparities will necessitate statute law and action. Health policies and enterprises are made on three degrees of authorities, federal, province, and community-based. An illustration of a large-scale federal-level policy is REACH 2010. Reach 2010 is the CDC ‘s attempt to extinguish racial and cultural disparities. The CDC has awarded grants to 40 community-based alliances countrywide to implement a community-based plans and culturally-appropriate intercessions in the riddance of disparities. An illustration of a state-level policy is the Colorado Turning Point Initiative ( CTPI ) . The CTPI has set up informations aggregation plans to supply a standardised comparing of wellness indexs by race and ethnicity. Systems have besides been created to work towards its intended end of wellness disparities riddance. Such as the development of a province Office of Health Disparities and an betterment in linguistic communication aid for those who lac ks English proficiency. An illustration of a community-based disparities enterprise is the Florida Community-Based Participatory Research ( CBPR ) Initiative in Reducing and Eliminating Health Disparities. This inaugural supports disease intercession research in disparities utilizing community-based participatory research which is conducted by communities and research workers. There are several possible policy options for work outing the job of wellness attention disparities in quality of attention. As many persons in the mark populations are uninsured or underinsured, entree to wellness insurance by manner of policies such as the Healthcare Reform may hold a great impact on wellness disparities. For minorities and other mark groups, Healthcare Reform will take down costs for households, provide greater and more low-cost insurance picks, increase entree to care, advance primary attention, and command chronic disease. Another possible option is the Institute of Medicine ‘s Model of entree to wellness Services. A last possible policy option is acceptance of Health Information Technology ( HIT ) by manner of policies such as the Health Information Technology for Economic and Clinical Health ( HITECH ) ACT. The preferable policy option for work outing the job of wellness attention disparities in quality of attention is wide acceptance of HIT. This option should particularly be implemented in destitute and rural countries. The policy ‘s standard should include: acceptance of wellness IT, quality wellness services provided, an impact on wellness disparities, coverage of quality informations, and political feasibleness. The degree of engineering is sufficient to implement this policy option. Presently, there are several types of wellness IT technologies, which includes: electronic wellness records ( EHRs ) , E-health, electronic medical records ( EMRs ) , and computerized supplier order entry ( CPOE ) . Barriers to acceptance may show themselves in the signifier of: cost/lack of capital to put among suppliers, inability to incorporate the HIT with current systems, offline clip, lost of productiveness or income during passage, preparation, and hardware/software ascents. By implementing the HIT acceptance policy the spreads in quality of attention created by wellness disparities can be decreased. Broad acceptance of HIT will greatly even out the industry for all suppliers. Those suppliers in rural or destitute countries, such as Community Health Centers ( CHCs ) , in peculiar will hold the greatest impact on wellness disparities. â€Å" Given that CHCs sever about 14 per centum of the state ‘s uninsured people, 11 per centum of Medicaid enrollees, and 10 per centum of minorities, puting in spread outing CHC ‘s wellness IT capacity seems a valuable scheme to farther cut down wellness disparities for a significant figure of financially vulnerable patients † ( Shields 2007 ) . An of import characteristic of Health IT such as EHRs is the clinical supplier support interface that several systems contain. This characteristic provides recommendations on diagnostic and screening trials. â€Å" This Fosters just intervention for diverse pop ulations by extinguishing any possible racial or cultural prejudice form the wellness attention supplier that might impact clinical judgement † ( Custodio 2009 ) . The system will to boot help in the decrease of medicine mistakes and inauspicious drug effects with its medicine faculty. This faculty can urge dose, interaction information of several drugs, and generic options. The interoperability of wellness IT technologies such as EHRs will greatly increase functionality and as a consequence, the quality of attention provided. As many in the mark populations may be uninsured, lack the cognition of available resources, may populate far from a individual entity supplier, are hesitating to seek medical attention until something is incorrect, and miss a medical place, they tend to use hospital exigency suites more frequently than needed for medical attention. Health It such as EHRs will let suppliers from assorted clinics or infirmaries, entree a patient ‘s medical records, which will assist to cut down duplicate of services and medical mistakes. EHRs to boot, let for easier coverage of quality informations and public presentation monitoring. The information provided from the coverage will ease enterprises with a end of quality improvements. â€Å" An electronic wellness record that includes certification of demographics, including race and ethnicity, hazard facto appraisals, and preventative and chronic disease direction determination support, enables the clinician to pull off more efficaciously the complex wellness attention demands of our vulnerable populations † ( Custodio 2009 ) . Health IT is a valuable tool in the attempt of battling wellness disparities. The political feasibleness associated with the wide acceptance of wellness IT involves several involvement groups or stakeholders. Government bureaus such as the Commission to End Healthcare Disparities ( The Commission ) have taken an active function in this issue and will interest in the result of this policy alteration. The Commission is a federal undertaking force focuses on quality, physician leading, and systems as a agency to extinguishing disparities. Community organisations besides play a critical function in the issue as they are the 1s that have direct contact with those in the mark population. This policy alteration will let them to come in the community and be a liason between suppliers and the mark population. The mark population groups have the most at interest when it comes to the policy alteration seeing that they are the 1 ‘s straight affected by the disparities. Healthcare suppliers or health care organisations besides have a interest in the policy alteration since they will be buying the systems needed to implement the alteration. Employers and concerns such as insurance or wellness IT software/hardware companies will besides hold a interest in this policy alteration with both perchance benefiting from the alteration. The stakeholders in support of the policy alteration include: authorities bureaus, community organisations, mark population, and the HIT software/hardware companies. The group that would perchance oppose the alteration is the health care providers/healthcare organisations. Countrywide several little doctor groups that service the rural or impoverished countries have been loath to follow HIT. Hospitals have besides been hesitant in their acceptance because of the associated barriers. This policy would be supported by Democrats. Recently the two such policies aimed at HIT execution, the HITECH Act and the Healthcare Reform, have been passed under a democratic disposal. Economically, the execution of HIT comes with a brawny monetary value ticket. The Congressional Budget Office ( CBO ) conducted a survey sing EHRs execution and associated cost. The CBO found that the cost of execution for primary practician offices ranged between $ 25,000-50,000 per doctor. ( perot ) Additionally, one-year operating, licensing, and care costs ranged between $ 3,000-9,000 per doctor. Execution costs for infirmaries averaged $ 14,500 per bed with one-year operating costs of $ 2,700 per bed. ( Perot ) The HITECH Act was enacted as portion of the American Recovery and Reinvestment Act of 2009 with an purpose of exciting the acceptance of wellness IT and the meaningful usage of HER systems. In the act, the authorities allocated $ 19 billion to set towards the execution of EHRs countrywide. The authorities will supply Medicare or Medicaid reimbursements and $ 44,000 discount as inducements to follow EHRs between 2011-2015. After 2015 any wellness attention organisations t hat have failed to follow a system and pattern their meaningful usage will confront punishments. As portion of the Healthcare Reform, the Patient Protection and Affordable Care Act, contains several commissariats for acceptance of HIT and betterment in entree to care for the uninsured and underinsured. The overall jutting cost of the Healthcare Reform is $ 940 billion for the first decennary. The gross to implement the recommended policy alteration will come from revenue enhancements and supplier capital. Equally long as the policy is implemented right, the benefits of the policy alteration will be every bit accessible among the mark population. Harmonizing to the HITECH Act, by 2015, all health care suppliers are expected to implement wellness IT. In order to guarantee successful execution a mechanism should be used to supervise whether disparities increase with the wide acceptance of EHRs or other wellness IT. Fraud nevertheless, may happen in the signifier of a security breach of the HIT system. â€Å" Internal breaches of security continue to be the primary security concern identified by health care IM/IT executives † ( book ) . There is besides the potency for gross misdirection or waste of ARRA financess. In order to implement this policy efficaciously, a strategic execution program must be in topographic point. Collaboration among most if non all stakeholders must take topographic point, peculiarly between suppliers, authorities, and community-based organisations. Diversity and competency within the health care system and its work force must be improved. A quality-based reimbursement system for authorities operated insurances should be in topographic point. A undertaking force should be created in order to promote suppliers in rural countries to follow EHRs and other HIT. Health disparities should be included in the quality steps reported by suppliers to CMS in order to be eligible for meaningful usage inducement payments. State degree schemes should include: preparing or updating the province route map for HIT acceptance, set uping a province leading office, and set up chances for wellness IT preparation and instruction. Federal-level schemes occur in an ongoing three phase attempt. Stage one begins in 2011 and dressed ores on electronically entering wellness information in coded format. Stages 2 and 3 will be occur between 2013-2015 and expands on aims and steps, concentrating chiefly on the interoperability of HIT and it ‘s associate betterments in public wellness.

Tuesday, July 30, 2019

Case for Analysis Marching Towards Market Essay

Introduction Whirlpool Corporation is a Fortune 500 company and a global manufacturer and marketer of major home appliances, with annual sales of approximately $20 billion. Whirlpool entered the Indian market in the late 80s, and had entrenched itself as a formidable player in the Indian home appliances market by the mid 1990s, with a comprehensive product portfolio covering washing machines, refrigerator, microwave ovens and air conditioners. Today, Whirlpool is one of the most recognized brand in home appliances in India and holds a market share of over 20%. While Whirlpool is an acknowledged player in many of the water purifier markets across the world for the past several years now, Whirlpool entered the growing water purifier market in India in 2008. Given its focus on â€Å"attaining market leadership through Customer loyalty†, Whirlpool aspires to be the market leader in the water purifier market by 2012. This case presents the situation of the water purifier market in India, and poses challenges that Whirlpool will have to overcome to achieve its vision of becoming the market leaders. Drinking Water : A perspective Even as world bodies and governments across the continents are strategizing to manage the growth humanity in a holistically sustainable manner, availability of safe drinking is a major area of concern for all. As high as 884 Mn people in the world do not have access to safe water. This is roughly  one in eight of the world’s population. 1.4 million children die every year from diarrhoea caused by unclean water and poor sanitation – one child every 20 seconds. Approximately 80% of diseases in India are caused by water borne micro organisms. This is true in rural as well as urban India. However, awareness of health risks linked to unsafe water The use of water can be broadly divided in to two major categories, namely for Consumption (drinking, cooking etc) and Sanitation. This case focuses on water used for drinking purposes. A brief on Water Treatment methods Throughout human history, different methods of treating water before consumption have been devised. Up until about 100 years ago, it was always found that water flowing from natural springs was safe for drinking in its natural state, but in the 21 century even spring water is first scientifically tested before it is recommended or bottled for drinking. Each of the above methods carries with them significant disadvantages either from a convenience point of view or from health and hygiene perspective. This calls for more sophisticated methods of purifying water, to suit with the evolving lifestyles in the societies. Current State-of-the-Art Water Purification Technologies Today, the more sophisticated and commercially available water purifying technologies are, †¢ †¢ †¢ Manual fill Purifier (Drip Type) Ultra Violet (UV) purification Reverse Osmosis (RO) purification The latter two are generally referred to as Electronic Water Purifier technologies (EWP); by exception, the first one is referred to as Non EWP.  The above three are given in the order of chronological evolution, with RO technology being the latest in the Water Purification technology. The manual fill purifiers do not run on electricity, which is a scarce resource in many parts of rural India, and also have significantly lower costs in comparison to the EWPs. Interestingly , these manual fill purifiers which primarily use chlorine or UF technology are at par in performance with UV in terms of microbial protection. UV has been the oldest technology in the industry. It typically involves preliminary stages of filtration, followed by treating the filtered water through UV rays to deactivate the microbial organisms.   In the RO technology, even the smallest of microbial organisms are filtered using the reverse osmosis technology. RO technology especially scores over UV when the Total Dissolved Solids (TDS) count in the source water is high . One disadvantage of RO systems is the wastage of significant quantum of water during its processing. Needless to say, the costs of the products under these different technologies increase from manual fill purifiers to UV purification systems to RO purification. The typical price range of manual fill purifier products is Rs. 1500 to Rs. 3500, while the UV products range in price between Rs. 4000 to Rs. 9000. The RO products are priced on the higher side starting from Rs. 8000 to Rs. 20000. Many products available in the market today in India use a combination of technologies but for the products in the lower end technologies (manual fill purifiers). Water Purifier Market in India The delivery of purified water in the Indian markets follow two conduits, namely, water purified in purification plants delivered to residences and other consumption locations (e.g. restaurants) in cans; and installation of water purification instruments at the place of usage. While the former  One of the oldest methods of treating water, and one still used constantly in Third World and often in developing nations or areas that have seen recent natural disasters, is boiling to kill microbes (but this causes loss of taste and may leave in dirt). Other methods of water treatment include filtering and distilling, use of chemical agents such as Iodine or Silver or Potassium Permanganate into the water supply, or the use of candle filters. methodology predominantly uses multiple technologies mentioned above, provides economies of scale and eliminates initial costs of investing in equipments, the costs involved in distribution of the treated water counters these economies of scale. The l atter provides for visibility and ease of use, which are significant perceived benefits in comparison to the former. While both the delivery mechanisms exist, the latter is fast catching up. This case focuses on the latter, which is typically referred to as the Water Purifier industry. This industry is broadly divided in to two categories namely Electronic Water Purifiers (EWP) comprising of products using UV or/and RO technologies and Non Electronic Water Purifiers (Non EWP) comprising of products that use the manual fill purifiers. Frost and Sullivan report of primary research in 2009, estimates the total market size of the Water Purifier industry in India to be 2000 Cr of which 63% is from product sales and 37% is after sales revenue. Despite the size of this industry, the Water Purifier industry in India has a low penetration (2% Urban and 0.5% All India) as per IRS 2007 and is growing at a strong rate (others use traditional water treatment methods like boiling and filtering, or use of chemical additives like Chlorine, Potassium permanganate etc). As per AC Nielson 2006 study( and internal estimates), the industry is expected to touch approx 2.3 mn units by the end of 2009. Expected growth rate of 15% and a CAGR (‘04-‘09) 21%. The average ASV of the industry is Rs 6700. With a size of approx 1.7mn (units), the EWP market is divided into 2 sub-segments – RO (30% sal) & UV (70%). The RO segment is the premium end of the category and has an ASV of Rs 12000 while UV has an ASV of Rs. 7000 .RO & UV growths , CAGRs(‘04-‘09) are (15% ,16%) and (10% ,10%) respectively. The Non-EWP segment operates at a sub 2K ASV (Rs 1900). This segment is witnessing an explosive growth with the entrance major players like HUL etc . The Annual growth rate was witnessed at 25% while CAGR(‘04-‘09) at 77%. It is important to note that the technology sold in a given local market is also dependent largely on the characteristics of the source drinking water in the given demography. For example, a region like Delhi with high TDS calls for RO technology, while regions like Cochin with low TDS would depend on products with UV technology. Also, one of the detriments to EWP products is the availability of continuous flow of source water and availability of power, both of which advantages are addressed the products dependent on Manual Fill Purifier technology. While the major element of the market in the water purifier equipment business in India is still in the unorganized sector, branded products are catching up and their market share is improving. The major branded players in the market are Eureka Forbes (AquaGuard, AquaSure brands), Kent, Philips, HUL (Pureit), Ion Exchange (Zero B) Ushabrita and Whirlpool (Purafresh). As per Frost and Sullivan report 2009 , Market share by player and by technology- Approx Shares ( for 2008) Eureka Forbes: RO(20%) , UV(35%) , Drip Type(33%) Kent: RO(25%) , UV(0%) , Drip Type(0%) ZeroB: RO(15%) , UV(0%) , Drip Type(0%) HUL : RO(0%) , UV(0%) , Drip Type(42%) OTH: RO(40%) , UV(65%) , Drip Type(25%) The Non-EWP segment was primarily dominated by local players until recently, when HUL entered the category with its drip type purifier under the brand Pureit at a break through price of Rs 1800 and took the market by storm. The other key players in this segment are Ushabrita & Eureka Forbes. The channel for this segment has traditionally been the Direct to Home (DTH) route, with this route still accounting for a whopping 65% of the product sales in this category. The ratio of Eureka Forbes’ DTH sales is higher at 75%. On the trade side(contribution bal 35%), the DAP channel (Domestic Appliances Products) accounts for the larger proportion of the share with 65% while the Durable Trade accounts for the remaining 35%. The DAP Channel mainly consists of small appliance sellers  who sell products like iron , blenders , mixers , gas burners etc. These retailers primarily sell products which lie within the price range of Rs 500-Rs 5000. They are typically not in the prime locations in the market place and their shopfloor size is on an avg10X10ft. The products are displayed mostly in a packed form. The products are sold very close to the MRP and the discounts offered are in the range of only 5-10% HUL has made an entry through a unique channel. It has opened up a large number of ‘Water Safe Zones’ / â€Å"Product Experience Centres’ and is pushing the volumes from there while catering to direct to home service as well While HUL is establishing itself in the entry level segment through consistent advertising and promotions , the more established players in UV & RO like Eureka & Kent too are active in the media space and are seen promoting their products through several media elements. Recently, HUL was seen rolling out a ‘Rs 1 Crore’ challenge offer and heavily promoting the same. At the same time Eureka Forbes was also seen throwing a ‘Money Back Guarantee’ offer on its products. Eureka Forbes operates with a strong sales& service force of 6000 people on the company rolls along with an equally large group of third party franchises. The company has been under pressure to expand its volumes since the avg the productivity of its sales team has come down over years. Lately, they have been seen heavily focussing on retail through their ‘Aquasure’ brand while the ‘Aquaguard’ brand is operating in the DTH section. Kent has its own sales & service set up in Northern India while it depends on third party franchises for its operation in the rest of the country. It has branch offices in 6 cities (AP , Karnataka, Kerala , Mumbai , Gujarat , West Bengal). In order to counter HUL’s explosive growth, Kent recently rolled out a NON-EWP (UF based) purifier at a price of Rs 2500 under the sub-brand  Ã¢â‚¬â„¢Kent Gold’. This product is being primarily marketed through the retail channel. HUL has set up its Safe water zones with external KSPs ( Key service providers) while continuing to have its internal sales team supervising the operations . In Delhi for example , it has 27 such zones with a sales team of 750 sales men, 17 Territory sales executives (TSE) , 3 business development executives (BDE) , 1 area head.(AH) and 2 service officers . The TSEs, BDEs & AH are on company rolls. The following table summarizes the typical product price points in the various segments. Price range (In Rs) Unorganized 1500-2500 4000-6000 8000-12000 Organized 2000 – 3500 6000-9000 8000-20000 Whirlpool Not Applicable Not Applicable 12500-20500 Segment Non EWP Ultra Violet (UV) Reverse Osmosis (RO) Whirlpool’s entry in the Water Purifier Market in India Whirlpool has been present in the Water category in all the key regions of the world including US, Canada, NAR, Europe, Brazil, Mexico & Asia in several value added segments like water heaters, bottled water dispensers, water softeners , Refrigerator filters etc. Whirlpool entered the Water Purifier Market in India in the early 2008 to tap in to the growing Water Purifier Market, focused on the RO segment to start with, with the launch of the Purafresh range of purifiers. Currently, Whirlpool Water Purifier products are available across all markets in the country. Whirlpool has garnered a Market Share of 5% in the RO segment in the past 1  ½ years. The Water purifier category is a perfect brand fit for Whirlpool. It is a home appliance used by the home maker to provide safe and pure drinking water to her family, thus building a strong case of placing trust in the brand. This category will lend a lot of credibility to the Whirlpool brand. Whirlpool’s communication strategy also revolves around reinforcing this element of Trust. Equipped with Whirlpool’s patented ‘6th Sense’ technology, the new ‘Purafresh’ water purifier is the first Reverse Osmosis system on the market that not only purifies but also protects the purity and freshness of the water with its prestigious gold seal certification (from GOLD Seal of Water Quality Association, USA WQA). Purafresh is available in three models – Purafresh Platinum, Purafresh Elite and Purafresh Deluxe.    Trigger Questions for Analysis Given the situation described above, suggest a comprehensive â€Å"Go-To-Market† plan following a systematic methodology for Whirlpool to achieve its overall objective of achieving market leadership in the Water Purifier Market (in the organized sector) by 2012, and its interim goal of achieving market leadership in the RO segment, ensuring its premium brand image, and its operational philosophies (given in the annexure for ready reference). A) Understanding and presentation by a Systematic methodology. B)Inputs: Should reflect comprehensive understanding of the company and competitive environment. 1) Analyze company development , history, Growths. 2) Identify Strengths , weaknesses , 3) Analysis of external environment (Porter 5 forces , SWOT etc) C) Outputs: Understating should result in output 1) Strategy on all 4 P’s 2) Channel Strategy ( Spl Focus) a) Evaluation of SWOT b) Key market insights c) Business Level Strategy d) Recommendations (including articulation of hypothesis) e) innovative approach especially in the communication/promotion strategy Phase II Build a detailed business plan arising out of the above strategic plan, and project the profitability of this business over time, including investments that may be required for new products and their market entries, while achieving this objective. Recommendation evaluated by 1) Strategy 2) Product choice 2) Financials ( volumes, Margins , costs , etc) 3) Process of executing strategy 4) Innovative approach/ideas. {In the first phase, the second phase question and related references should not be circulated} Whirlpool’s high end Purafresh platinum model, is India’s first and Only Direct Flow RO with no storage tank enabling immediate consumption of freshly purified water with 72 litres per hour capacity (Normal RO products have 8-10 litres per hour capacity). It has an advanced 5-stage purification process and also boasts of a first–of–its–kind electronic interface with a ‘Filter change indicator’, which alerts the consumer on the need to change the filter and thus ensures continual purity & protection of the water. Other diagnostics functions like no water on tap indication, self cleaning mode indication, and water extraction indication makes it the most advanced and best in class product available in the Indian market today. Whirlpool entered the Indian market mainly leveraging their strength in the durable retail channel and has the highest share (30%) of all Water Purifier sales in this channel. Whirlpool has also entered the DAP Channe l and are currently having a 10% share in that channel. The â€Å"Surging to Lead† Challenge Given its focus on â€Å"attaining market leadership through Customer loyalty†, Whirlpool aspires to be the market leader in the water purifier market by 2012, with an interim goal of attaining market leadership in the RO segment by 2010, while at the same time maintaining its brand position. This, no doubt, is a challenging aspiration for Whirlpool, given the well entrenched players in the market like Eureka Forbes, aggressive players like HUL who is focused on tapping the market at the â€Å"Bottom of the Pyramid† and a large unorganized market who would significantly benefit from the growth fuelled by these players. However, Whirlpool has to its advantage of its strong brand position in the hearts and minds of the home makers, and a strong, well established channel in the white goods market. The challenge for Whirlpool is to leverage its strengths, and perhaps work out completely innovative market strategies if it has to achieve its intent of becoming a  market lea der in the Water Purifier Market in general, and that in the RO segment. Annexure : A brief about Whirlpool Whirlpool, right from its inception in 1911 as first commercial manufacturer of motorized washers to the current market position of being world’s number one manufacturer and marketer of major home appliances, has always set industry milestones and benchmarks. The parent company is headquartered at Benton Harbor, Michigan, USA with a global presence in over 170 countries and manufacturing operation in 13 countries with 11 major brand names such as Whirlpool, KitchenAid, Roper, Estate, Bauknecht, Laden and Ignis. The company boasts of resources and capabilities beyond achievable feat of any other in the industry. Whirlpool initiated its international expansion in 1958 by entering Brazil. However, it emerged as truly global leader in the1980’s. This encouraging trend brought the company to India in the late 1980s. It forayed into the market under a joint venture with TVS group and established the first Whirlpool manufacturing facility in Pondicherry. Soon Whirlpool acquired Kelvinator India Limited in 1995 and marked an entry into Indian refrigerator market as well. The same year also saw acquisition of major share in TVS joint venture and later in 1996, Kelvinator and TVS acquisitions were merged to create Indian home appliance leader of the future, Whirlpool India. This expanded the company’s portfolio in the Indian subcontinent to washing machines, refrigerator, microwave ovens and air conditioners. Today, Whirlpool is the most recognized brand in home appliances in India and holds a market share of over 20%. The company owns three state-of-the-art manufacturing facilities at Faridabad, Pondicherry and Pune. Each of these manufacturing set-ups features an infrastructure that is witness of Whirlpool’s commitment to consumer interests and advanced  technology. In the year ending in March ’09, the annual turnover of the company for its Indian enterprise was Rs.1,719 Crores. The company’s brand and image speaks of its commitment to the homemaker from every aspect of its functioning. It has derived its functioning principles out of an undaunted partnership with the homemakers and thus a slogan of â€Å"You and whirlpool, the world’s best homemaker† dots its promotional campaigns. The products are engineered to suit the requirements of ‘smart, confident and in-control’ homemaker who knows what she wants. The product range is designed in a way that it employs unique technology and offers consumer relevant solutions. Whirlpool Corporation : Vision and Mission Whirlpool’s pervasive vision, â€Å"Every Home, everywhere, with pride, passion and performance†, rests on the pillars of innovation, operational excellence, customer-centric approach and diversified talent. These are embedded within our business goals, strategy, processes and work culture. Be it our products that are the result of innovation and operational excellence to meet every need of our consumers or the people behind these products that come from a wide spectrum of backgrounds, everything we do features a distinct Whirlpool way. Core Competencies Innovation: Unique and compelling solutions valued by our customers and aligned to our brands create competitive advantage and differentiated shareholder value. Operational Excellence (OPEX): A methodology for solving problems & continuous improvement of products & processes through pursuit, acquisition, and utilization of knowledge using critical thought and planned experimentation helps us achieve operational excellence. Customer Excellence: Excelling the customer expectation from the company, its brands,  products and services are a three-step process. The three steps are: Know a customer, Be a customer, Serve a customer. Knowing a customer helps us know who our customers are, how to treat them, how we add value, and what the drivers of brand loyalty are. This information is gathered from the customer’s data base history. This way we are better able to customize products for them and recommend the right product to solve problems. Being a customer is important to share customer knowledge and insights, drive actions based on customer insights, be passionate about our brands and customer loyalty and provide a positive voice for our brands. We show empathy for customers and seek to resolve their problems by creating consistent customer touch-points, with our endeavour always being to provide unique solutions for the customer . Whirlpool Corporation’s Transformation Agenda Whirlpool is transforming into a completely customer-centred company where the customer lies in the core of every of our functions. This focus has arrived as direct consequence of our core IDEATE up of five elements: competency of customer excellence. It allows us to build Customer Loyalty. The transformation is made The elements of the transformation hold the promise of making Whirlpool a growing company and thereby increasing value for our shareholders. The five  elements are the basis for describing our strategy internally and guide the development of our plans and initiatives. Whirlpool has swiftly moved from being a World Class Manufacturer to a World Class Marketer using the brand-building framework. We are dedicated to creating unique branded solutions that build customer loyalty and achieve brand excellence.

Monday, July 29, 2019

Stock Market and Economy of Nigeria Research Paper

Stock Market and Economy of Nigeria - Research Paper Example Several effects of financial and stock market development on gross National product, Gross domestic development and Employment rate shall be used to establish the relationship. Excluding South Africa, Nigeria has the largest economy in sub-Sahara Africa. In the last two decades ,there has been no progress made in alleviating poverty, expanding and enhancing economic development despite the massive effort made and the many programmes established for that purpose's growth pattern of the Nigerian economy has been quite sluggish over the last two decades. The level of poverty is further exuberated by the pandemic of inequality. The economic performance has had a mixture as the macro-economy environment has witnessed positive and negative influences. Even though several programmes have been aimed at consolidating the arrangement for private sector -led economic growth and government demonstrated a commitment to implementing the privatization programme and improving major infrastructure, the realization of this goal could be met because of the disparity in monetary and fiscal policies. There has been marked improvement in power supply and the privatization of the telecommunications sector among, stimulated economic activities. But the economy has been unable to take fuel advantage of the development, as interest rate and inflation have continued to raise in response to high government spending and subsequent liquidity control measures. High interest rates during a period of time have attracted funs away from the stock market and constrained corporate access to working capital. Nevertheless the exchange rate has been relatively stable facilitating, planning and budget control for companies with high import content. For some time now, the Nigeria stock Exchange has recorded a major turnover growth, in 2001,the market turnover increasing by 104.9% from N28.1billion in 2000 to N57.6billion.In value terms, this is by for highest annual turnover growth of the exchange since also have increased both in primary and secondary market has been realized. In the stock capitalization in the total market value of 261 securities listed on the Nigeria stock Exchange appreciated by 40% to the end of 2001 at N662.6 billon. A combination of supplementary issue and price appreciation in the equities sector accounted for much of the growth in market capitalization. By the end of 2001 the Nigeria Stock Exchange share index grew by 35.2% to close the year at 10,963.11.Remarkably,the index had on 10th may 2001 crossed the 10000 points mark, And on 17th October 2001 reached all time high of 11,339.67 before dropping to its year end position. In lieu of the ever increasing favorable condition bestowed on the Nigeria economy, since the inception of democracy in May 1999, foreign investors continued to invest in Nigeria through the Nigerian stock exchange. The returns of the foreign portfolio transaction are soaring higher. The Nigerian stock exchange has remained focused on improving market infrastructure, expanding market investor base, and consolidating the global

Sunday, July 28, 2019

Business law - contracts, summary to UCC, and FIRAC on a case Essay

Business law - contracts, summary to UCC, and FIRAC on a case - Essay Example Besides, there is not evidence that can act as a proof. Yes, since Light did not produce the quality services, which they had agreed and contracted prior the start of the exercise. In addition, the liquidated damages were also evident in the contract, which they had instituted besides each swearing to fulfill. No. This is because after Hart had entered into a contract with Brand Smith Roofing, he wrote to them two times before and after contracting with Broadview Roofing & Remodeling Inc. Brand Smith Roofing did not respond and nowhere making efforts to resurface, but continued to make Hart wait indefinitely. Unfortunately, during the case ruling, the magistrate unlawfully favors Brand Smith Roofing. Since, he failed to enforce the compensation of damages incurred by Hart. Yes. Because, Creighton University after assuring Ross of undivided attention regarding helping him to improve the academic prowess, it prompted him do courses that could not enable in the attainment of a degree. These encompass marksmanship and theory of basketball, though, he had failed with a D (96/128 marks). The statute refutes the enforcement of goods worth $500 or over especially in the event of action or defense (LII). This is only applicable where there is an indication of a contract, which proves there was an agreement made besides the signature (by the complainant either via his broker or via the agent) that allowed occurrence of the intended transaction (subsection 1). Suppose the aforementioned case (subsection 1) entails merchants within a rational duration, there will be receiving of written confirmation against the sender (LII). Here, the recipient has the privilege of knowing its contents, which have to satisfy the above case where its objection will be by a written notice offered within ten days after receiving. Additionally, contract that does not effectively

Saturday, July 27, 2019

Theory Research Paper Example | Topics and Well Written Essays - 750 words

Theory - Research Paper Example The tolerance of others’ viewpoints and open attitude towards change along with having the scientific bent of mind are the concepts of basic philosophy for REBT theory. The aim of this motivation is to make people live happily while they are with others or in intimate relationships. The motivation provides an opportunity for people to strive towards happiness, while learning, working or enjoying. The â€Å"ABC† constructs of this theory refers to some event that happens to people, called as ‘Antecedent’, People’s thoughts with reference to such happenings, reflecting what happened in the event, which refers to ‘Belief’ and the ‘consequence’ of individual thought process or belief. This reflects behavior of people and their emotions, resulting from such thoughts. There is no particular theory as each individual is influenced by certain hereditary beliefs, which lead to thinking or acting irrationally and reacting emotionally. The environment that involves parents, teachers, peers and siblings are some of such influences. REBT relates to dysfunctions, which include any person’s irrational belief system generated from an experience, leading to undesirable situations and consequences. The concept of psychological health relates to the defeat of this human natural tendency, while preparing the individual for relying on rational beliefs, using the principal of unconditional acceptance. This theory teaches about balancing the social interest with self-interest, required for healthy living philosophy. (Jorn 2009) Albert Ellis is the founder of this theory, who presented it in 1950s to enhance the techniques of psychoanalysis and behaviorism, while fully addressing the relation between cognition and emotional disturbance. Developing the ABCDE model of this theory in relation to emotional disturbance, Ellis discovered the core irrational beliefs, which included demand for comfort, approval in love matters as well as demand

Friday, July 26, 2019

The Civil Rights Movement in 1960 Essay Example | Topics and Well Written Essays - 1000 words

The Civil Rights Movement in 1960 - Essay Example (Encarta, 2008) With the formation of NAACP (National Association for the Advancement of Colored People) in 1909 an organized struggle for equality for blacks began. The event that triggered the eventual Civil Rights Movement was when a Black lady, Rosa Parks, refused to give her seat to a White person in a public bus. She was arrested for non-compliance and put in jail. The refusal to give up the seat led to an eight month strike of the bus system in Montgomery. During this time the black community organized their own carpools and deprived the government of the income that came from black riders. The eight-month strike put a severe financial burden on the city and thus the Supreme Court ruled that bus segregation was unconstitutional and ended the strike. (Mkmba, 2005) ("Origins of the Civil Rights Movement", 1994) The Civil Rights Movement that started in the 1950s was very important for the people of America as well as people of the whole world. In the US, there were increasing injustices towards the minorities, specially the Blacks. It created the right for all and established the condemnation of discrimination in any form. Because somebody thought to go against the norms and fight for their rights, the minorities realized that such injustices would longer be tolerated and at the same time they set an example for all oppressed people to fight for their rights. The open segregation and oppression ended segregation publicly and legally. The new America promoted independence for everybody no matter if a person was from a different race, creed or sex. African Americans finally got voting rights and it helped path the future for giving voting rights to women. (Roy, 2004) The Civil Rights Movement was also important for other countries apart from the United States. Since US is a superpower and is generally considered the land of freedom and righteousness, other countries look up at US for sense and direction. When equal rights were given to all people, other countries also followed up. Some countries in Europe and Asia that follows America's lead also changed their policies. Furthermore, the US set a good example for others to follow which made others realize that even the leaders of biggest powers of the world cannot hammer their authority on the minorities. What is the impact on the American society The impact of the Civil Rights Movement has time and again been seen from a positive and a negative perspective. The achievement of purpose of the Movement has been questioned and critics have been discussing this for a long time. On a positive front, changes have taken place in the social and legal context. These changes are not only for Blacks, but for all. The human race is imperfect. Everybody has some flaws within themselves which a nation cannot expect to correct. Civil Rights Movement was about making the majorities realize that the minorities existed and they wanted to have some rights. The goal wasn't to remove all racism. Such a happening could never workout since all humans are different and have different values and emotions. What the Civil Rights Movement did was to provide a /legal mean to the minorities to challenge the injustices committed against them. Anyone who feels that he/she is being discriminated,

Thursday, July 25, 2019

3M COMPANY Coursework Example | Topics and Well Written Essays - 1250 words

3M COMPANY - Coursework Example A unique accounting standard is used across the world to deliver a unique and global standard high quality accounting and reporting of financial statements. The main purpose is to convey the economic condition of an organisation in the most fair and unbiased manner. The shareholders would make use of such information to make decision whether to invest in a company or not. Evaluation of the purpose and context of International Financial Reporting Standards The International Financial Reporting Standards Foundation (IFRS) is an autonomous, non –profit organisation that works for the interest of the public. It is devised as a universal global language that is used for business dealings so that the accounts of a company are comprehendible and comparable across boundaries of nations and continents. The main purpose of this accounting standard is to overcome the cross country barriers in today’s time when many companies have their operations overseas and hence have to account for their businesses in different business languages (Bragg, 2010, p.172). The European Union was the first to abide by the IFRS. However, it was later adopted by the other countries across the globe considering the benefits it provided. Prior to the implementation of the IFRS, the International Accounting Standards was used which operated between the years 1973 and 2001 and was controlled by International Accounting Standards Committee (IASC). The prime objectives of the IFRS include: Development of a distinct set of premium, comprehendible, imposable and internationally accepted IFRS through its regulatory and supervisory body. Promotion of such standards and ensuring that it is properly implemented. Providing with assistance to the developing countries in their financial reporting needs. Promotion and adoption of an improved IFRS through the union of IFRS and the National Accounting standards. The IFRS is used across the world by the different companies. Regulatory bodies, analy sts and accounting professionals with an aim to reduce costs for comparing financial statements that otherwise would have arisen due to use of various accounting standards. Most of the MNC’s have cross country operations and they would benefit most from this IFRS as it is a unique standard of accounting. However it had been argued by several experts that the IFRS may not provide with a fair valuation of the companies residing in different countries because the local laws of countries may vary and thus losses or profit may not be accounted for in a proper manner (Kirk, 2006. p.306). The foundation ensures accountability to the public through the pathway of keeping their work transparent and consulting with any party who is interested in this process of setting a standard. They also link to the public in a formal way. There is a monitoring board that is linked to the public for all their accounting questions. The trusties review the constitution once in every five years. The pu blic can also access their proposals through their website and provide recommendations. All their meetings are open to the public and the notes are also disclosed to the public. 3M communicates with its shareholders and sends out the detailed financial performance in the Annual General Meeting through the Publication of the annual report (Needles, 2013, p.714). The main objective of 3M is to impart an unbiased awareness among the investors of the company and encouraging them to hold on with such investments. The company is accountable to the shareholders because they are the ultimate owners of the company. There is a problem with disclosing all the information in

How does joining the European Union affects a country's right to trade Essay

How does joining the European Union affects a country's right to trade - Essay Example Citizens of these countries are allowed to move freely hence able to provide there services in any of the member states without much restrictions. However, there are a number of legislations which impede trading between European Union members and non member states (Federation of American Scientists). There are requirements provided by EU which affects rights to trade for member states. For instance democracy should be upheld, stable institutions, respect for human rights and rule of law. The country must be able to cope with market forces and competition existing within the union. The union members are also to observe environmental issues before trading. Furthermore as a contribution to a sustainable environment, EU members have to observe certain guidelines before trading with other non member countries. If these countries do not meet the requirements then there will be no trading between the countries. In support of reduction in greenhouse gas emission EU ensures special tariff rates for countries that have ratified global environmental agreements (Europa). In addition there are a number of criteria which have to be observed by EU countries before issuing trading licenses to non member countries. These criteria to a greater extend impede trading. They include abiding by international commitments such as sanctions, respect for human rights and national security of nations etc. There have been efforts by the European Union to ensure that third countries develop democratic parliamentary institutions. Respect for fundamental rights and democratic principles are laid down as â€Å"essential element to all the agreements reached upon by the respective governments (European Commission). As much as these principles are essential in addressing pertinent issues in the society it hinders trade between nations. Member states from EU may shun from trading

Wednesday, July 24, 2019

Minority Corporate Leader Assignment Example | Topics and Well Written Essays - 750 words

Minority Corporate Leader - Assignment Example The paper further draws clarity from the way a leader deals with situations and various outcomes. Upon keen exploration of Sage, it is clear that leaders have to enhance teamwork and approach every situation with a clear and innovative mind. Minority Corporate Leader Leadership is an indulging role in any sector. Leaders have to be assertive and make decisions depending on prevailing situations. Apparently, many decisions are made depending on the situation at hand. Some decisions require harnessing information and discussing with relevant stakeholders parties. With such an approach, a leader is definitely going to arrive at the right decision (Armstrong, 2011). However, neglecting some of these aspects could lead to poor decision making. For example, when making a decision in the nursing sector, there is the need to incorporate all the concerned parties. This will ensure that decision implementation is smooth and all inclusive. Ola Sage is 45 years old and exhibits the desirable cha racteristics of a leader. She is married and lives in Silver Spring. She holds a bachelor’s degree from Strayer University and a master’s degree from George Mason University. She is currently the CEO of E-management, which is a federal Information Technology company. Since its inception, Sage has been skeptical about improving the performance of the company to greater heights. In the initial stages, the company was struggling to stay put in the market since it was not attracting a large number of people in demand for its services. She has struggled to develop the company to reach out to a larger market in offering its services. Previously, Sage had dreams of becoming a concert pianist. However, she decided to concentrate on offering IT services. This was a successful idea as she is currently one of the most respected IT experts. The first aspect that should be considered in a leader is the way a leader overcomes barriers. In any sector, there is a high probability that there will be barriers, challenges and setbacks. Ola Sage is a leader that accepts challenges while managing other people. She states that a challenge in a work place strengthens a leader. As such, she is decisive and makes the appropriate changes when there are challenges. For example, the technology sector is changing and improving with each passing day. As such, there is a need for a leader that will give a positive approach to these enhancements (Reese, 2003). This includes purchase of better and improved technology. This ensures the organization is prepared to face all the other challenges in the sector. Similarly, Sage ensures all the other workers are incorporated into finding solutions for the barriers of success. Apparently, she states that a leader has to be on the forefront in overcoming barriers. Such a leader is destined for greatness as all the barriers and challenges will be solved in the meanest time. As such, the organization will be on a gradual improvement. Team building is an important aspect in an organization. An organization that ensures the workers are working as a team is on the verge of making positive accrual with time. For example, all the leaders should work in unison with the other workers. Sage acknowledges that all leaders should enhance team work each and every time in an organization. She states that people should accept that they are not able to make accomplishments on their own. As such, they should decipher that every person

Tuesday, July 23, 2019

Free Market Economy Research Paper Example | Topics and Well Written Essays - 3000 words

Free Market Economy - Research Paper Example In this respect, resources are allocated based on demand of those resources and their supply. More often than not, free markets are closely associated with capitalism with socialists advocating for it. This has made them, on many occasions, to utilized free markets in proposals where the capital allocation of the market is intertwined with self-management within the enterprises alongside the ownership of cooperatives owned by employees. According to Adman Smith, an invisible hand balances supply and demand forces and maintains equilibrium (Smith, 1776, Book IV). Invisible hand refers to the ability of the market to balance itself without government intervention, and which might occur in a free market system of resource allocation. Supply refers to the quantity of product that can be supplied by firms. Demand, on the other hand, refers to the quantity of product demanded by the consumers. Equilibrium occurs for cases where demand and supply curves intersect. This is illustrated in fig 01 below. Fig 01 shows equilibrium position of a demand and supply curve. Source: www.learngoldcoins.com This, if taken from this approach, implies that in a free market, monopolies and cartels cannot exist because monopolies are created mainly by government help and, therefore, are more likely to co-exist in a controlled economy than in a free economy. Monopolies and cartels thrive well when supported by governments. In such cases, the government notably, provide help to large firms in the form of lower tariffs or taxation. A free economy is characterized by tight competitions. For instances, where businesses sprout with maximum profits following the discovery of some thrilling items of demand, other firms often enter into that business driving the profits down. In this case,... There are various advantages attributed to the free market economy. First, free market economy is characterized by free resource allocation with lacking monopolies and cartels. Secondly, the free market system has improved efficiency, as opposed to controlled market system. It is quite apparent that whenever price setting is left to market forces, firms operate efficiently exhausting all their resources to produce at lowest possible prices. Firms in the free market system are often free to enter into any business while consumers access a wide range of products and services. In such a system, no government help or intervention exists. Firms work out a production system that maximizes output and lowers costs. Thirdly, in the free market system, consumers are made to access products and services. In such cases, the existence of demand necessitates the existence of supply. Occasionally, consumers are allowed to get a wide range of products and services. Research shows that when productio n and investment decisions are made by market forces instead of the government, resource allocation is done in a way that that benefits the whole society. Most notable is the fact that in the free market system represents economic freedom for all customers (Friedman & Friedman, 2002, 15). The chart below (chart 02) is the evidence for the worldwide support of the free market system. There are other market systems other than the free market system. They include mixed economy and command economy.

Monday, July 22, 2019

Gustave Flaubert and Madame Bovary Essay Example for Free

Gustave Flaubert and Madame Bovary Essay Madame Bovary consists of a Realist critique of Romanticism with Emma Bovary portrayed as the emotionally overwrought romantic who destroys herself and others in her attempts to fulfill her unrealistic dreams. For writing about such a horrible woman Gustave Flaubert, the author, was charged with corrupting the morals of French society. He was acquitted of the charge at a public trial. The major characters of the novel include Emma Bovary, the title character and the villain who brings ruin to herself and others in her efforts to realize her romantic illusions; Charles Bovary, a mediocre country doctor who is lackluster at best but deeply in love with his wife Emma; Leon, a law clerk who is a fellow romantic to Emma with whom he eventually has an affair; Rodolphe, a â€Å"gentleman† landowner and womanizer with whom Emma has an affair; and Lheureux, a merchant and money-lender. Lheureux in French means the happy, and this character becomes happy by preying upon Emma as she attempts to buy the reality of her dreams. Selections, Summaries, and Commentary We meet Charles Bovary who struggled in school to become a doctor. He assumed a practice at Tostes, France, and married. But his wife died. One evening, Charles was summoned to a farm to set a broken leg. Here Charles made the acquaintance of Emma Rouault, the daughter of the patient. Charles, at the invitation of Mr. Rouault, ate breakfast with Emma; and, among other things, they talked of Emma’s dislike for the country. They had closer contact when both of them reached for Charles’ riding crop after it had fallen to the floor. â€Å"Instead of returning to [the farm] in three days as he had promised, he [Charles] went back the very next day, then regularly twice a week†¦. † Though Charles never had the nerve to ask Mr. Roualt for the hand of his daughter, Roualt figured things out, and the marriage was contracted. â€Å"Emma anted a midnight wedding with torches, but old Rouault could not understand such an idea. † It was a country wedding. They walked a mile and a half to and from the church, Emma’s dress trailing on the ground and gathering grass and thistles. After the ceremony, the guests ate until night. â€Å"Charles, who was anything but quick-witted, did not shine at the wedding. † Two days after the wedding, Charles and Emma left for Tostes. Charles now â€Å"had for life this beautiful woman whom he adored. For him the universe did not extend beyond the silky circumference of her petticoat. For Emma, on the other hand, things were different, â€Å"Before [her marriage to Charles] she thought herself in love; but since the happiness that should have followed failed to come, she must, she thought, have been mistaken. And Emma tried to find out what one meant exactly in life by the words bliss, passion, ecstasy, that had seemed to her so beautiful in books. † Emma, we learn, had been fed a steady diet of romanticism at the convent where she was placed at age thirteen. â€Å"Accustomed to the quieter aspects of life [in the country], she turned instead to its tumultuous parts. She loved the sea only for the sake of its storms, and the green only when it was scattered among ruins. † She found herself attracted to the mystical aspects of the religious life. An old maid at the convent kept the girls dreaming. She [the old maid] knew by heart the love-songs of the last century, and sang them in a low voice as she stitched away. She told stories, gave them news, ran their errands in the town, and on the sly lent the big girls some of the novels, that she always carried in the pockets of her apron, and of which the lady herself swallowed long chapters in the intervals of her work. They were all about love, lovers, sweethearts, persecuted ladies fainting in lonely pavilions, postilions killed at every relay, horses ridden to death on every page, somber forests, heart-aches, vows, sobs, tears and kisses, little boatrides by moonlight, nightingales in shady groves, gentlemen brave as lions, gentle as lambs, virtuous as no one ever was, always well dressed, and weeping like fountains. Girls at the convent hid keepsakes with engravings. Here [on the engravings] behind the balustrade of a balcony was a young man in a short cloak, holding in his arms a young girl in a white dress who was wearing an alms-bag at her belt; or there were nameless portraits of English ladies with fair curls, who looked at you from under their round straw hats with their large clear eyes. † After Emma returned home to the farm, she became disgusted with the country. When Charles came to call on her father, she saw Charles as her knight in shinning armor, come to rescue the damsel in distress. Something â€Å"sufficed to make her believe that she at last felt that wondrous passion which, till then, like a great bird with rose-coloured wings, hung in the splendor of poetic skies, and now she could not think that the calm in which she lived was the happiness of her dreams. † Emma is a victim of the mass media, dying because she read the escapist, romantic fantasies and mistook them for reality. She wondered, â€Å"Why could not she lean over balconies in Swiss chalets, or enshrine her melancholy in a Scotch cottage, with a husband dressed in a black velvet coat with long tails, and thin shoes a pointed hat and frills? Charles talk, in contrast, was dull. He provoked no emotions in her but disgust; he had no desire to do or see anything. Charles’s conversation was commonplace as a street pavement, and every one’s ideas trooped through it in their everyday garb, without exciting emotion, laughter, or thought. He had never had the curiosity, he said, whil e he lived at Rouen, to go to the theatre to see the actors from Paris. He could neither swim, nor fence, nor shoot, and one day he could not explain some term of horsemanship to her that she had come across in a novel. A man, on the contrary, should he not know everything, excel in manifold activities, initiate you into the energies of passion, the refinements of life, all mysteries? But this one taught nothing, knew nothing, wished nothing. He thought her happy; and she resented this easy calm, this serene heaviness, the happiness she gave him. Flaubert writes that â€Å"ennui, the silent spider, was weaving its web in the darkness, in every corner of her heart. † But after a few months, Emma and Charles were invited to the Vaubyessard estate by the Marquis d’Andervilliers (â€Å"Another Village†). Charles had cured the Marquis from an abscess in the mouth, and the Marquis had requested some offshoots of the cherry trees that were in the Bovary’s little garden. When the Marquis came to thank Charles personally, he saw Emma. He thought her pretty and sophisticated enough to invite to the chateau. Charles and Emma arrived at nightfall along with many others. An elaborate dinner was served, and they prepared for the ball. When Charles intimated that he would dance, Emma replied, â€Å"Why, you must be mad! They would make fun of you; stay in your place, as it becomes a doctor. And when he kissed her on her shoulder, â€Å"’Don’t touch me! ’ she cried; ‘I’ll be all rumpled. ’† The dancing began, and when the atmosphere grew warm and heavy, a servant broke out the window panes. Through the windows Emma â€Å"saw in the garden the faces of peasants pressed against the window looking in at them. † She was reminded of her own heritage, the days of the farm, but â€Å"the splendor of the present hour† made her almost doubt she had ever been there. Supper was served, and at three o’clock the cotillion (more dancing) began. Emma danced with a Viscount, and proved to be a highly courted partner. Charles, in the meantime, had spent five consecutive hours watching people at the card tables â€Å"without understanding anything about it. † Lunch was served the following day, and then Charles and Emma left for Tostes. Emma believed the life of Vaubyessard to be the kind of life she wanted and deserved, and her immediate surroundings grew even more dreary. â€Å"She longed to travel or to go back to her convent. She wanted to die, but she also wanted to live in Paris. † She became increasingly irritated with Charles and her surroundings to the point of becoming ill. She suffered from heart palpitations, and she exhibited altered states of hyperactivity and torpor. She constantly complained about Tostes, and Charles thought that perhaps her illness was due to the town itself. From that thought on, â€Å"Emma drank vinegar to lose weight, contracted a sharp little cough, and lost all appetite. † The Bovarys moved to a new town, Yonville (â€Å"yonder village†), a small market town some twenty miles from Rouen. Here the Bovarys had a daughter, whom Emma names Berthe, after a young lady she had encountered at Vaubyessard, and the Bovarys sent Berthe to be nursed by a carpenter’s wife. Emma was not a very good mother. She really wanted a son who would be free to â€Å"explore all passions and all countries, overcome obstacles, taste of the most distant pleasures. † She did not care for the realities of motherhood. On one occasion, after returning home, Berthe approached Emma. â€Å"‘Leave me alone,’ repeated the young woman quite angrily. Her expression frightened the child, who began to scream. ‘Will you leave me alone? ’ she said, forcing her away with her elbow. Berthe fell at the foot of the chest of drawers against the brass handle; she cut her cheek, blood appeared. Emma then felt sorry for her treatment of the child. The Bovarys met Leon Dupuis, a clerk for the town notary. Leon and Emma were fellow romantics. They spoke of their desire for change as opposed to routine. They talked about their desire for walking in the country, witnessing sunsets, visiting seashores, mountains, lakes, waterfalls. They related their love for music and reading by the fire. The two of them fell in love with one another, but did not yet allow themselves to express their love. â€Å"Weary of loving without success,† Leon eventually left for Paris to pursue a law degree. Emma became unhappy and ill again. A â€Å"gentleman† named Rodolphe Boulanger brought one of his workers, who wanted to be bled, to see Dr. Bovary. Rodolphe had just acquired an estate that consisted of a chateau and two farms that Rodolphe cultivated himself, â€Å"without, however, taking too many pains. † Rodolphe â€Å"lived as a bachelor, and was supposed to have† a sizeable income. When Emma was called to assist in the bleeding, Rodolphe became infatuated with her beauty. But he only desired her as a mistress. Flaubert described Rodolphe as â€Å"having had much experience with women and being something of a connoisseur. † Rodolphe thought to himself, â€Å"Three gallant words and she’d adore me, I’m sure of it. She’d be tender, charming. Yes; but how to get rid of her afterwards. † His present mistress, an actress in Rouen, was beginning to bore him. During an Agricultural Fair, Emma and Rodolphe strolled around, arm in arm, eventually ascending to â€Å"the council room† on the first floor of the townhall. The room was empty, and Rodolphe suggested they could enjoy the show there more comfortably. Flaubert showed his appreciation of irony when, in the background, he awarded the first prize for manure at the same time Rodolphe told Emma, â€Å"A hundred times I tried to leave; yet I followed you and stayed†¦. As I would stay to-night, to-morrow, all other days, all my life! † Also, as Emma and Rodolphe gazed at each other, â€Å"as their desire increased, their dry lips trembled and languidly, effortlessly, their fingers intertwined,† a prize was awarded to an old peasant woman for fifty-four years of faithful service at one farm. Emma was susceptible to Rodolphe’s charms. After some six weeks, a time chosen by Rodolphe for the purpose of not appearing too eager, he visited Emma. He knew just how to play her. When Charles returned home, Rodolphe suggested that riding might be good for Madame Bovary’s health. Charles thought it a good idea. At first, Emma objected, but Charles talked her into it. She and Rodolphe rode and walked. Sometime into their first outing, Emma â€Å"abandoned herself to him. † Charles bought her a horse. Emma and Rodolphe rode regularly, and they began exchanging letters, placing them in the cracks of a wall located near the river at the end of the garden attached to the Bovary home. If Charles left early enough, she would sneak off, on foot, to see Rodolphe at his estate and return to Yonville before anyone awoke. She would cry when she had to leave Rodolphe, and her farewells would go on forever. Rodolphe suggested her visits were too dangerous; she was compromising herself. So, Rodolphe began coming to the garden at night, throwing sand against the shutters, and Emma would sneak out after Charles had retired. Six months passed. Rodolphe became increasingly indifferent, and Emma became uncertain herself. One day, news of a new surgical procedure for curing clubfoot reached the apothecary at Rouen. Emma, who wanted more fame and excitement for her husband, and the apothecary, who wanted fame for himself, urged an unwilling Charles to carry out the new operation on a crippled servant at the inn. The servant was pressured and finally consented after the operation was offered to him at no charge. At first, the operation appeared successful, and Emma was delighted with Charles and his prospects. But the device in which they strapped the servant’s foot caused swelling. In response, the device was tightened even further, and gangrene set in. A surgeon was called in for consultation. He laughed and scolded Charles. The surgeon had to amputate the servant’s leg to the thigh. Emma was no longer delighted. â€Å"Everything in him [Charles] irritated her now; his face, his dress, all the things he did not say, his whole person, in short, his existence. † The disastrous operation was further proof of Charles stupidity and incompetence, and Emma turned to Rodolphe to fulfill her dreams. She sent Rodolphe love notes, and the two of them made plans to leave for Italy. Emma was apparently willing to leave without Berthe. When she firsts suggested the idea of leaving, Rodolphe asked about the fate of Berthe. Then, Emma, who had obviously not thought of Berthe before, said they would take Berthe with them. But no further mention of Berthe was made in their succeeding plans, and Emma rarely gave Berthe any attention. Rodolphe, who had no real intentions of running off with Emma, postponed the departure on several occasions, and then they set a specific date. On the day of their departure, however, Rodophe sent a letter to Emma through a servant. In the letter he ended the affair and announced that he was leaving without her. He had his servant echo his plans to depart, but he was not actually planning to go anywhere. Though, later in the day, he did decide to go to Rouen. Emma saw him leaving as he passed by the Bovary home. She was devastated and became ill. Charles stayed by her side for forty-three days, neglecting his own affairs. Charles thought the theatre may be good medicine, and so he and Emma went to Rouen to see an opera. The whole experience began to reawaken Emma’s romantic being. After the second act, Charles went to get Emma something to drink and ran into Leon. As the third act began, the three of them left to talk elsewhere. Leon, as it turns out, after his schooling in Paris, had come to Rouen to work as a clerk. Because the three old acquaintances talked through the opera, Emma did not get to see the third act; and since Emma now seemed energized, Charles suggested that she stay the night and see the third act the next day. Charles, however, must return home. Emma stayed, and she and Leon began an affair. As Flaubert wrote it, Emma and Leon apparently consummate their feelings for one another during a long carriage ride through Rouen. When she returned to Yonville, she was informed that Charles’ father has died. Emma was by this time substantially indebted to a shopkeeper and moneylender by the name of Lheureux (â€Å"the happy,† as in the seller of happiness), and he suggested that Emma obtain the power of attorney over Charles’ father’s estate. She manipulated Charles into giving her this power of attorney, and she even earned his gratitude for going to Rouen to have Leon look over the legal papers. Emma’s stay in Rouen lasted three days, after which Leon came to Yonville at times and sent Emma secret letters. Emma then began to make weekly trips to Rouen under the pretense of taking piano lessons. She manipulated Charles into asking her to refresh her skills in this area. She and Leon would stay in a hotel, and she was running up all kinds of debts with Lheureux, spending freely on her trips to Rouen and satisfying all of her whims. Lheureux lent her money on the value of Charles’ father’s estate. Charles was unaware of her spending and her adultery. Leon and she began seeing each other more frequently. She began billing Charles’ patients herself, without his knowledge, and selling things in order to pay on her bills. She gave Berthe no attention. Finally, someone wrote Leon’s mother, telling her that Leon was ruining himself with a married woman. Leon’s mother wrote her son’s employer who then indicated to Leon how important it was to break off the affair. Leon wanted to end it, but he was in love. Eventually Emma’s unpaid bills ran long overdue, and her creditors obtained a judgment against her. On her return from a visit to Rouen, the maid showed her a judgment that commanded her â€Å"by power of the king† to pay the sum of eight thousand francs. She went to Lheureux, who by this time had sold the debt at a discount to a banker at Rouen. Emma tried to talk Lheureux out of the judgment. She â€Å"even pressed her pretty white and slender hand against the shopkeeper’s knee,† but Lheureux would have none of that. She owed a vast sum of money, and the sheriffs officers arrived to confiscate the family property. Emma tried frantically to raise the money. She went to Leon at Rouen and urged him to borrow the money for her, and she even suggested that he steal the money from his office. Leon tried to borrow the money from lenders, but to no avail. On the next morning, people gathering in the market read a notice indicating that the Bovarys’ furniture was for sale. Madame Bovary went to see the town notary. The notary was in business with Lheureux and, so, knew all about Emma’s plight. But he listened as she told him all about it. He then made it clear, in a not so subtle manner, that he would expect a sexual relationship if he were to lend her the money she needed. Emma appeared insulted by his forwardness, shouted that she was not for sale, and left in a fury. She was surely not opposed to exchanging herself for money, but the notary was too crass and straightforward about it. Had he concealed it in more romantic language, she probably would have consented. Later, as Flaubert wrote, â€Å"perhaps she began to repent now that she had not yielded to the notary. † At last, when she heard the sound of Charles coming home, she went to the town’s tax collector and offered herself to him in return for the money. He was offended by Emma’s advances. While Emma was running around, thinking about how to get the money, Charles learned of his family’s financial ruin. Emma, at least, turned to Rodolphe. But even though it seemed the two of them could once again become lovers, Rodolphe was either unwilling or unable to help. Out of shame and despair, Emma poisoned herself with arsenic she obtained from the pharmacy through an unwitting assistant. She hoped to make her death short and sweet. She said, â€Å"Ah! It is but a little thing, death! â€Å"I shall fall asleep and all will be over. † But she suffered long and horribly with vomiting, sweating, pain, moaning, and convulsions. Charles, unable and in no shape to help his wife, called in another doctor, but to no avail. â€Å"A final spasm threw her back upon the mattress,† and she died. Charles appears to be the true hero of the novel. He genuinely loved Emma, would have done anything for her, offered her a decent li fe, was a good husband, a good provider and a good father. But, he was a real human being with real human characteristics and flaws. At the end of the novel, however, Charles becomes a genuine romantic, engulfed by authentic and understandable emotions. Charles decided in favor of a mausoleum for Emma’s tomb, and he wrote the following instructions: â€Å"I wish her to be buried in her wedding dress, with white shoes, and a wreath. Her hair is to be spread out over her shoulders. Three coffins, one oak, one mahogany, one of lead. Let no one try to overrule me; I shall have the strength to resist him. She is to be covered with a large piece of green velvet. This is my wish; see that it is done. The pharmacist and the priest, we are told, â€Å"were much taken aback by Bovary’s romantic ideas. † Charles’ mother shared their view. But Charles now had become a romantic just like Emma, emotionally overwrought with the death of this woman he so dearly loved, refusing to sell any of her possessions to satisfy her debts. Flaubert writes of Charles, â€Å"He was a changed man. † â€Å"To please her, as if she were still living, he adopted her taste, her ideas; he bought patent leather boots and took to wearing white cravats. He waxed his moustache and, just like her, signed promissory notes. She corrupted him from beyond the grave. Soon, though, Charles discovered the love letters from Leon and Rodolphe hidden in a secret drawer of Emma’s desk; and, shortly thereafter, Charles died of love sickness. A surgeon â€Å"performed an autopsy, but found nothing. † All of Charles’ belongings were sold to satisfy debts, and there remains just enough to send Berthe off to her grandmother. But the grandmother died the same year, and Berthe fell under the care of a poor aunt who sent her â€Å"to a cottom-mill to earn a living. †